Oliver Lutkins was about forty years of age, he was red-faced, cheerful and thick about the middle. Oliver Lutkins (Hack Driver) comes across as a clever person who has little consideration for others and exploits their gullibility to his convenience. He cheats the lawyer on the pretext of helping him in locating Lutkins and thereby extracts money from him in an unfair manner. The fact that he laughs at him the following day when the lawyer delivers him the summon, shows that he lacks scruples and it is remorseless. He seems to have little respect for the law as he has disobeyed the earlier summons. But the narrator also depicts him as a person with a sense of humour that almost forgives his tricks as a practical joke.